Protecting Your Most Valuable Assets

Floyd Arthur is a renowned insurance policy underwriter and has been in the industry since 1980. Over the past 20 years Floyd Arthur has innovated the insurance underwriting process. When it comes to protecting your assets this, you would be hard pressed to find a more knowledgeable person.

Wondering If Your Coverage Is Enough?

Insurance coverage is certainly not a topic of great interest to many, but when you experience a loss it becomes a very hot topic. Although policy options exist for nearly every asset, the most common are home, automotive, and life insurance. It is crucial that you understand your policy, are familiar with its’ limitations, and are confident if the company behind it. Below let’s look at how innovative insurance agents like Floyd Arthur can help you save money and better protect your assets.

Choosing the Right Policy

When you are looking to find the right insurance for you automobile(s), home, or life, you will need to consider the amount of coverage you need. If you are still paying on your home or car the lender will generally set minimum coverage requirements, if you own these items, you will be able to decide for yourself.  Consider how much it would take to replace them with one of the same quality; you should cover yourself for as much of that as possible. Next, how much can you afford to pay out of pocket for repairs; this is how you should decide you’re deductible. 

After meeting these minimums, you should then think of the “luxury” items. This can include things like road side assistance, accident forgiveness…etc. Once you have considered all of the above, you are now ready to speak with an insurance agent, knowing that you have the knowledge to get the best possible deal.